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It is worth noting that the stock market and the economy are two separate things. The stock market is forward looking and may rebound before the economy does. . We can’t predict short term changes and our environment is ever changing, so comments about expectations should always be taken with some grain of salt. But […]

2022 wasn’t all bad. We had the Winter Olympics, the US officially leaves the pandemic phase of Covid, NASA successfully completed the Double Asteroid Redirection Test (DART). For financial markets however, it’s a bit harder to find a silver lining (although silver was positive for the year – I couldn’t resist). The tables below summarize […]

During election season, it’s only natural for us to focus on the election results and what they mean for future progress. We should be careful though not to let our emotions about election results overly influence our investment decisions. While policy certainly can impact company profits, there are also a lot of other influences that […]

Moving to or investing in another country opens up some amazing opportunities. Doing so though comes with additional complexities, taxes and risks that you should be aware of. To help, we’ve summarized some of the top items to be aware of as your finances becomeglobalized: Global Financial Planning Checklist . As you can see, there […]

As we approach year end, it’s a great time to re-visit planning strategies while there is still time to implement and benefit. For a summary of our top year-end planning considerations, see our checklist and write up below: . . . Maximize Tax Advantaged Savings There are various deadlines for tax advantaged saving opportunities (retirement, […]

Another .75% rate hike was announced by the Federal Reserve (on 9.21.22) and another .75% rate hike is still expected before year end. Beyond the rate raises, Jerome Powell’s words have remained very “hawkish” (or focused on limiting inflation and committed to raising interest rates), which continues to caution investors on what’s to come. Below […]

We are happy to announce that Brett Spencer recently obtained the Global Financial Planner (GFP) designation from the Global Financial Planning Institute! This premier designation in the global financial planning field requires a broad range or cross border knowledge. The list below summarizes areas covered, all through a cross border/international lens: Education has always been […]

With Mother’s Day here this weekend, we would like to wish all mothers a very happy Mother’s Day! We know parenting makes for a busy life and financial “to-dos” can often take a back seat. So, we have a special “Mother’s Day checklist” to help parents ensure that their plan isn’t missing anything as their […]

As we’re experiencing, stock markets are having a rough start to the year. And there haven’t been many places to hide as the tables below show. *Source – Y Charts Market Update Data – Year to Date Performance (1/1/2022-4/30/2022) Why are markets down? There are a number of reasons for this negative performance. Stock prices […]

With Earth Day upon us, we wanted to offer a few thoughts on fossil fuel exposure your investments may have and the impact of di-vesting from those fossil fuel investments. Do you own fossil fuel investments? If you haven’t consciously constructed your portfolio to be an eco-friendly portfolio, you likely have money invested into oil, […]