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As we approach year end, it’s a great time to re-visit planning strategies while there is still time to implement and benefit. For a summary of our top year-end planning considerations, see our checklist and write up below: . . . Maximize Tax Advantaged Savings There are various deadlines for tax advantaged saving opportunities (retirement, […]

Another .75% rate hike was announced by the Federal Reserve (on 9.21.22) and another .75% rate hike is still expected before year end. Beyond the rate raises, Jerome Powell’s words have remained very “hawkish” (or focused on limiting inflation and committed to raising interest rates), which continues to caution investors on what’s to come. Below […]

We are happy to announce that Brett Spencer recently obtained the Global Financial Planner (GFP) designation from the Global Financial Planning Institute! This premier designation in the global financial planning field requires a broad range or cross border knowledge. The list below summarizes areas covered, all through a cross border/international lens: Education has always been […]

With Mother’s Day here this weekend, we would like to wish all mothers a very happy Mother’s Day! We know parenting makes for a busy life and financial “to-dos” can often take a back seat. So, we have a special “Mother’s Day checklist” to help parents ensure that their plan isn’t missing anything as their […]

As we’re experiencing, stock markets are having a rough start to the year. And there haven’t been many places to hide as the tables below show. *Source – Y Charts Market Update Data – Year to Date Performance (1/1/2022-4/30/2022) Why are markets down? There are a number of reasons for this negative performance. Stock prices […]

With Earth Day upon us, we wanted to offer a few thoughts on fossil fuel exposure your investments may have and the impact of di-vesting from those fossil fuel investments. Do you own fossil fuel investments? If you haven’t consciously constructed your portfolio to be an eco-friendly portfolio, you likely have money invested into oil, […]

We are very excited and honored to share that Brett Spencer has joined the board for the 100 Fund! The 100 Fund is part of the 100 Things organization, which is a group focused on helping people define and work towards their meaningful life goals. As an organization, 100 Thing has generously committed 5% of […]

As parents are likely aware, part of the American Rescue Plan stimulus increased child tax credit amounts in 2021. But with income limits to qualify for these credits, many high earning families did not receive any advanced credit payments and may be assuming they just don’t qualify. This however may not necessarily be the case. […]

With the Russia/Ukraine conflict, we wanted to offer some considerations as we think of the implications of this war. First and foremost though, we are still hopeful that there can be a peaceful resolution as soon as possible! War, economic struggle and lost lives are all terrible terrible things. As we are experiencing though, the […]

As we continue to adjust and hope for a “normal” year after this global pandemic, let’s not assume that our economic conditions will also shift to “normal” status. There are some unique financial circumstances at the moment, which should be considered as you think about your finances for 2022. Rethink Diversification Diversification continues to be […]